Always read all of the details and disclaimers about items that you are looking into buying. Sometimes an image online is not what it seems. They can give a product a distorted size. Be sure that you read the product description so you will be sure of what you are really buying.
A reputable online seller should have a history that is recorded with the Better Business Bureau. Check with the BBB before you part with your hard earned money to see if there have been any major or continual complaints lodged against them. You don’t want to be spending your money with a company that fails to deliver.
The best and safest payment method to use when shopping online is a credit card. Should the unfortunate happen and someone gets a hold of your personal information, you are protected by The Fair Credit Billing Act. This means you can fight any unauthorized charges on your card and without payment when an investigation is taking place.
Be aware of shipping order laws for online merchants. The company is supposed to send your order within the time frame listed in its ad. By law, they have 30 days to send you your order or give you an option to cancel your order. If you do not receive your order within this time frame, call the company to let them know.
Review the product page associated with the item you wish to purchase. Check the specifics like size of that item to make sure it has all the features you require. Pictures are often from stock, and may not reflect the specific variation you want.
Get engaged in the social media of your favorite online stores. Brands with big online presences typically put lots of money behind their social media, and that includes offering their followers some mega-discounts and exclusive deals. You can be one of the lucky ones scoring these deals with just a quick follow or fanning.
No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.
If you do lots of online shopping with a given store, think about registering with the site. This will save you time checking out, and you may also be offered discounts from time to time. You might get notified about sales before the general public finds out. Getting this type of account set up can also keep your orders organized and make returns smoother.
Do comparison shopping before making any purchases. This is true to for traditional shopping, but online shopping makes it really simple. All you need to do is a quick web search for the product and see what prices come up. If there’s a better price out there, you’ll typically know pretty quickly.
Look for an address and phone number for any retailer before you pull out your credit card and make a purchase with them. There are many people that will take your information and use it fraudulently, so you have to be very careful. Even if everything else looks legitimate, avoid any sites that don’t have contact information.
If you are considering a large purchase from an unfamiliar website, start with a “practice purchase.” If possible, find a low-cost item on the site to buy. Make sure that the transaction goes well and you are satisfied with their service and product. If they pass this test, you should feel comfortable making your larger purchase.
If you buy at different sites, you may be tempted to use the same log in password for every one of your accounts. This is a huge mistake which can affect your security. Document your passwords in a secure computer file to keep track of them if need be.
If you’re reluctant to shop with your credit card information, try using prepaid credit cards. These cards can be used anywhere that a regular credit card can be used. You simply have to register the card before you start using it. That way, you don’t have to worry that anything will happen to your bank account or credit card.
Always use your common sense when shopping online. Ask yourself, do the prices seem way too low? Are there numerous spelling and grammar errors on the website? Does the company list a PO box instead of a physical address? These are all clues that you may not be dealing with the most reputable retailer. Use your common sense and don’t get scammed.